Motorcycle Insurance from CNS Insurance Services
Pennsylvania Motorcycle Insurance
Whether you ride a Harley Davidson, Vespa, Suzuki, Honda or other brand of motorcycle or scooter, you need the right insurance to cover you while riding. If you enjoy an acoustic version of cycling, you may also wish to insure your dirt bike or other bicycle with CNS Insurance Services.
Legal Requirements
Pennsylvania state law requires all motorized vehicles that are actively used on public roads to be insured with at least minimum liability coverage. If you are in the process of restoring your bike or have it in storage for any reason, you can complete a de-insured certificate in order to have this requirement waived. However, we recommend that you speak with an insurance agent before taking this action as you may wish to purchase other coverage for your motorcycle during restoration or while it is in storage.
Coverage Options
Like car insurance, motorcycle insurance comes with coverage options beyond the minimum legal limits. In addition to extended liability and medical coverage, you can purchase
Collision insurance to cover damage to your bike due to an accident
Underinsured/uninsured motorist insurance to pay for damages caused by an uninsured/underinsured driver or a hit-and-run
Medical coverage to pay for injuries to yourself or a passenger in an accident
Comprehensive coverage to pay for non-accident-related damages to your bike
Custom parts and equipment coverage to cover damage to your bike’s extra-special features
Towing and roadside assistance in the event that your bike breaks down
Coverage Discounts
CNS Insurance Services works with many of the top-rated insurance carriers in order to provide the best value to our customers. We’ll shop around to find discounts that fit your individual situation.
Good-driving discounts and multi-policy discounts are only two of the many discounts that may be available to you.
Get your free online quote today. To learn more about motorcycle coverage from CNS Insurance Services, call us during office hours.
Want to find out more about your Motorcycle Insurance options? Contact us today for more information.